Login Here
Banner Image

बीमारी का डर छोड़ो, UHL से नाता जोड़ो।

With United Health Lumina Plans

Talk to Expert

Free Doctor Consultation

24*7 Claims Support

Quick reimbursement

Zero waiting period

Banner Image

बीमारी का डर छोड़ो, UHL से नाता जोड़ो।

With United Health Lumina Plans

Check Our Plans

Free Doctor Consultation

24*7 Claims Support

Quick reimbursement

Zero waiting period

Largest Network

Popular Categories

REGULAR HEALTH GUARD (INDIVIDUAL)

REGULAR HEALTH GUARD 2.0

REGULAR HEALTH GUARD 3.0

CARE ADVANTAGE SHIELD

MED BENEFIT PRO (MED 2.0)

UHL PRO HEALTH PLUS

Looking to buy a new life Health plan?

Our experts are happy to help you!

Please enter your name.
+91
Please enter your mobile number.
Please select a plan.

United Health Lumina Plan Ltd will send you updates on your policy, new products & services.

How to knows Which Health Plan Do you need ?

Figuring out your health plan coverage can seem detailed, but it becomes easy once you understand it better. Here's what you should think about when calculating how much health plan coverage you need

Health Plan for your Family’s Financial Security

Assess Your Healthcare Needs

Consider your medical history, any chronic conditions, and frequency of doctor visits.If you have dependents, evaluate their healthcare needs as well.

Income-Based Health Plan Coverage

Flexibility

Choose between plans like HMOs, PPOs, or high-deductible options based on how much flexibility you want in choosing providers.

Income Replacement Insurance

Check Network Coverage

Ensure your preferred doctors, hospitals, and specialists are in the plan’s network to avoid higher costs.

Loans and Debts Insurance

Customer Service and Support

We provide a great customer service & support. We value you and your health. You have a query, feel free to call us, it will be our pleasure to help you out.

Medical Emergencies Insurance

Future Considerations

Think about any changes in your health needs that may arise in the coming years and whether the plan can accommodate them.

Changes in Life Stage Insurance

Prescription Medicine Coverage

If you take regular medications, review the plan’s formulary (list of covered drugs) and the cost-sharing structure for prescriptions

Medical Subscription Health Plans for every stage of your life

REGULAR HEALTH GUARD (INDIVIDUAL)

REGULAR HEALTH GUARD (INDIVIDUAL)

AREGULAR HEALTH GUARD (INDIVIDUAL)OPD-based subscription health plan offers comprehensive support for outpatient care, covering doctor consultations with general physicians and specialists, diagnostic tests like X-rays and blood work, and prescribed medications—all helping to make routine treatments more affordable. It also includes mental health services such as counseling and psychotherapy, ensuring care for emotional well-being. With a fast, hassle-free claims process, including options for reimbursement or direct billing, you can reduce out-of-pocket expenses. Plus, 24/7 claim support ensures help is available whenever you need it.

Validity - 1 year with 365 days cancellation

Provides one year Cover against uncertainties of Life.

Buy Plan Know More

REGULAR HEALTH GUARD 2.0

REGULAR HEALTH GUARD 2.0

REGULAR HEALTH GUARD 2.0 are REGULAR HEALTH GUARD 2.0 OPD-based health plans provide budget-friendly coverage for everyday healthcare needs. They include limited coverage for consultations with general physicians and specialists, as well as partial or full coverage for diagnostic tests like X-rays and blood tests. Prescribed medications from OPD visits are covered, making treatments more affordable. The plans also offer access to wellness programs for stress management and mindfulness, plus limited e-sessions with nutritionists and psychologists. With hassle-free reimbursement and direct billing, members experience minimal out-of-pocket costs, supported by 24/7 claim assistance for added convenience.

Validity - 1 year with 365 days cancellation

Rider Options

You can increase the coverage of your policy by adding additional riders.

Buy Plan Know More

REGULAR HEALTH GUARD 3.0

REGULAR HEALTH GUARD 3.0

OPD-based health plans offer comprehensive coverage for everyday healthcare, including unlimited consultations with general physicians and specialists, as well as unlimited diagnostic tests like X-rays and blood tests. They cover all prescribed medications, making treatments affordable, and provide access to wellness programs for stress management and mindfulness. Members can enjoy unlimited e-sessions with nutritionists and psychologists, along with hassle-free reimbursement and direct billing to reduce out-of-pocket costs. The plans also include annual health check-ups for the family and regular dental and eye exams, with the flexibility to add or remove family members. Plus, 24/7 claim support is always available.

Validity - 1 year with 365 days cancellation

Buy Plan Know More
REGULAR HEALTH GUARD (INDIVIDUAL)

REGULAR HEALTH GUARD (INDIVIDUAL)

A REGULAR HEALTH GUARD (INDIVIDUAL) An OPD-based subscription health plan offers comprehensive support for outpatient care, covering doctor consultations with general physicians and specialists, diagnostic tests like X-rays and blood work, and prescribed medications—all helping to make routine treatments more affordable. It also includes mental health services such as counseling and psychotherapy, ensuring care for emotional well-being. With a fast, hassle-free claims process, including options for reimbursement or direct billing, you can reduce out-of-pocket expenses. Plus, 24/7 claim support ensures help is available whenever you need it.

Validity - 1 year with 365 days cancellation

Provides one year Cover against uncertainties of Life.

Buy Plan Know More
REGULAR HEALTH GUARD 2.0

REGULAR HEALTH GUARD 2.0

REGULAR HEALTH GUARD 2.0 are REGULAR HEALTH GUARD 2.0OPD-based health plans provide budget-friendly coverage for everyday healthcare needs. They include limited coverage for consultations with general physicians and specialists, as well as partial or full coverage for diagnostic tests like X-rays and blood tests. Prescribed medications from OPD visits are covered, making treatments more affordable. The plans also offer access to wellness programs for stress management and mindfulness, plus limited e-sessions with nutritionists and psychologists. With hassle-free reimbursement and direct billing, members experience minimal out-of-pocket costs, supported by 24/7 claim assistance for added convenience.

Validity - 1 year with 365 days cancellation

Rider Options

You can increase the coverage of your policy by adding additional riders.

Buy Plan Know More
REGULAR HEALTH GUARD 3.0

REGULAR HEALTH GUARD 3.0

OPD-based health plans offer comprehensive coverage for everyday healthcare, including unlimited consultations with general physicians and specialists, as well as unlimited diagnostic tests like X-rays and blood tests. They cover all prescribed medications, making treatments affordable, and provide access to wellness programs for stress management and mindfulness. Members can enjoy unlimited e-sessions with nutritionists and psychologists, along with hassle-free reimbursement and direct billing to reduce out-of-pocket costs. The plans also include annual health check-ups for the family and regular dental and eye exams, with the flexibility to add or remove family members. Plus, 24/7 claim support is always available.

Validity - 1 year with 365 days cancellation

Buy Plan Know More

Happy Members

Happy Customer Image | UHL Health

Renewal Subscription Plan

Download Documents

Register Reimbursement

Raise Service Request

Other Services

Pay Premium using WhatsApp
My Health Plan Login

Benefits of UHL Health Plan

Here are the important reasons why you must have Health Plan

Health Plan for your Family’s Financial Security

Medical Protection

United Health Lumina health plans offer free or low-cost preventative care (e.g., annual check-ups, vaccinations, screenings) to catch potential health issues early, reducing the need for more expensive treatments later.

Income-Based Health Plan Coverage

Prescription Medicine Coverage

United Health Lumina Health plans often include coverage for prescription medications, helping to manage the costs of both generic and brand-name drugs. Most of our plans provide a list of approved pharmacies where individuals can fill prescriptions at lower prices.

Income Replacement Insurance

Mental Health and Wellness Benefits

Our health plans include coverage for mental health services, such as therapy, counseling, and psychiatric care, which can be critical for overall well-being. Some Health plans offer programs or incentives to encourage healthy behaviors, such as fitness discounts, smoking cessation programs, and weight management resources.

Loans and Debts Insurance

Prescription & Lab Test Coverage

These plans often include coverage for consultations, reducing out-of-pocket lab test expenses

Medical Emergencies Insurance

Telemedicine and Virtual Care

Our health plans now cover telemedicine visits, allowing individuals to consult with doctors remotely, saving time and reducing exposure to illnesses in waiting rooms. Virtual visits are often less expensive than in-person visits, providing a more affordable alternative for non-emergency situations

Changes in Life Stage Insurance

Peace of Mind

Knowing that unexpected medical expenses are covered can relieve stress and provide peace of mind. Plans allows individuals to focus on their health and well-being without worrying about financial strain.

Need Help to Choose the Right Health plan?

Our experts are happy to help you!

Please enter your name.
+91
Please enter your mobile number.
Please select a plan.
United Health Lumina Plan Ltd will send you updates on your policy, new products & services.
Happy Customer Image | UHL Health

Our Acceptable Hospital and Labs

Partnering for Excellence in Healthcare. Together, we deliver outstanding care and innovative solutions.

Client 1
Client 2
Client 3
Client 4
Client 5
Client 6

Our Latest Plans

United Health Lumina (UHL) offers an affordable, subscription-based health plan with flexible options. It covers essential medical services, preventive care, and wellness benefits, providing hassle-free access to quality healthcare without high upfront costs.

View All Plans
New Launch

REGULAR HEALTH GUARD (INDIVIDUAL)

Highlighted Features

Unlimited VideoConsultation with UHL Doctor

Psychologist and Physiotherapist

₹ 7679 ₹ 5999

(28% Off)

12 months

Single member

View Plan Details
New Launch

REGULAR HEALTH GUARD 2.0

Highlighted Features

8000 Flexi Diagnostices Wallet

Doctor Consultation

Fitness

Full Checkup Panel 3

₹ 12799 ₹ 9999

(28% Off)

12 months

Up to 2 members

View Plan Details
New Launch

REGULAR HEALTH GUARD 3.0

Highlighted Features

10000 Flexi Diagnostics Wallet

Doctor Consultation

FitnessPremium Session

Full Checkup Panel 3

₹ 20479 ₹ 15999

(28% Off)

12 months

Up to 3 members

View Plan Details

Why Choose UHL Health Plans

Select UHL Health Plans for comprehensive, affordable, and customizable healthcare coverage tailored to your needs. With a network of top-tier healthcare providers, competitive premiums, and a variety of plan options, you can ensure quality care for you and your family. Our customer service and wellness programs prioritize your health and provide peace of mind, making UHL the ideal choice for your health plan needs

Choose Us
Families protected
Comprehensive coverage

Comprehensive OPD coverage.

Retail Sum Assured
Customizable
Plans

Choose from a variety of plan options.

Assets Under Management
Customer-Centric Service

Benefit from dedicated customer service.

Claim Settlement Ratio
Top-Tier Provider Network

Access a broad network of trusted providers.

Reviews from UHL family members

2 week ago

Being the sole breadwinner, I was worried about my aging parents. UHL health plan provided the ideal coverage with additional benefits like fastest claim settlement .

Rahul Kashyap People

2 week ago

Choosing UHL HEALTH PLANS felt like an adventure. The website guided me smoothly and I was thrilled with the ease of comparison. Cheers UHL. The website guided me smoothly

Adarsh Kumar People

4 weeks ago

Having UHL heath plan which is so beneficial and the investment is also low. Service provided is quick and on time. Online renewals are made so simple through online portal service.

Kushagra People

2 week ago

I got the UHL Health Plan at a low cost, and the coverage is as high as promised. The service is excellent, and their staff is available 24/7 to assist with any inquiries.

Mahima Pandey People

2 week ago

I’m securing my future by investing in the UHL Health Plan and opting for their retirement health plans. In my opinion, it’s the best investment, as the policy covers 92% of my healthcare needs.

Ajeet People

1 week ago

The claims process is easy due to the fast service provided by their dedicated staff. Plus, it offers tax-saving benefits, which is another great advantage. I'm very satisfied with it.

Chitransh Trivedi People

1 week ago

I purchased the UHL Health Plan, opting for their term health coverage. The premiums are affordable, around Rs. 10K per year, making it a great option for my budget.

Tushar People

2 week ago

I have the UHL Health Plan for my family of four, and it has proven to be reliable with many benefits and great returns on investment. The policy coverage is around 90%.

Naina Verma People

2 week ago

I’m securing my future by investing in the UHL Health Plan and opting for their retirement health plans. In my opinion, it’s the best investment, as the policy covers 92% of my healthcare needs.

Saurabh People

Purchase / Renew Subscription Health Plan Online

If you are an existing UHL family member , you can quickly renew your subscription online here!

Pay Now

Latest blog post

Our health plan offers comprehensive coverage with free doctor consultations, 24/7 claims support, and fast claim settlements. Enjoy peace of mind with Quick reimbursement and access to the largest health network

  • 22 Oct 2024
  • By UHL

Health Plans Unpacked: Your Guide to Choosing the Right Coverage

READ MORE
  • 22 Oct 2024
  • By UHL

The Rise of Telemedicine: How Virtual Care is Transforming Patient Experiences

READ MORE
  • 22 Oct 2024
  • By UHL

Sustainable Healthcare: How Green Practices Are Impacting the Medical Industry

READ MORE

General FAQ'S

United Health Lumina's subscription plans offer a range of benefits, including comprehensive coverage for outpatient department (OPD) services, in-patient treatment, and preventive care, with flexible claim options.
United Health Lumina’s OPD-based health plans allow claims on outpatient treatments, offering subscribers flexibility for medical consultations, diagnostics, and more without needing hospitalization.
Yes, United Health Lumina provides customizable health plan options to cater to specific medical needs, lifestyle requirements, and family size.
United Health Lumina offers a streamlined claims process with flexible reimbursement options, making it easier for members to claim expenses across OPD and in-patient services.
Yes, United Health Lumina includes preventive health benefits like routine check-ups, health screenings, and wellness programs to support overall well-being.