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Understanding Your Healthcare Journey

We help you navigate through comprehensive health testing and personalized insurance plans to ensure your complete wellness and protection.

Health Assessment Services

Comprehensive Health Screening

Comprehensive Health Screening

Regular health checkups and preventive screenings to detect potential health issues early.

Specialized Medical Tests

Specialized Medical Tests

Advanced diagnostic services tailored to your specific health concerns and family history.

Health Plan Coverage Options

Flexible Coverage Plans

Flexible Coverage Plans

Customizable insurance options including HMOs, PPOs, and high-deductible plans to match needs.

Comprehensive Benefits

Comprehensive Benefits

Extended coverage including prescription medicines, specialist consultations,preventive care.

24/7 Support

24/7 Support

Round-the-clock assistance for all your healthcare needs and inquiries.

Network Coverage

Extensive Network

Access to a wide network of healthcare providers and testing facilities.

Smart Claims

Smart Claims Process

Quick and hassle-free digital claims processing for your convenience.

Comprehensive Healthcare

Our Health Solutions

Discover our range of healthcare plans and diagnostic services designed for your wellbeing

Health Checks for Key Organs

Discover our extensive suite of diagnostic tests designed specifically for vital body organs. These specialized tests provide comprehensive insights for optimal health maintenance.

Medical Subscription Health Plans for every stage of your life

REGULAR HEALTH GUARD (INDIVIDUAL)

REGULAR HEALTH GUARD (INDIVIDUAL)

AREGULAR HEALTH GUARD (INDIVIDUAL)OPD-based subscription health plan offers comprehensive support for outpatient care, covering doctor consultations with general physicians and specialists, diagnostic tests like X-rays and blood work, and prescribed medications—all helping to make routine treatments more affordable. It also includes mental health services such as counseling and psychotherapy, ensuring care for emotional well-being. With a fast, hassle-free claims process, including options for reimbursement or direct billing, you can reduce out-of-pocket expenses. Plus, 24/7 claim support ensures help is available whenever you need it.

Validity - 1 year with 365 days cancellation

Provides one year Cover against uncertainties of Life.

REGULAR HEALTH GUARD 2.0

REGULAR HEALTH GUARD 2.0

REGULAR HEALTH GUARD 2.0 are REGULAR HEALTH GUARD 2.0 OPD-based health plans provide budget-friendly coverage for everyday healthcare needs. They include limited coverage for consultations with general physicians and specialists, as well as partial or full coverage for diagnostic tests like X-rays and blood tests. Prescribed medications from OPD visits are covered, making treatments more affordable. The plans also offer access to wellness programs for stress management and mindfulness, plus limited e-sessions with nutritionists and psychologists. With hassle-free reimbursement and direct billing, members experience minimal out-of-pocket costs, supported by 24/7 claim assistance for added convenience.

Validity - 1 year with 365 days cancellation

Rider Options

You can increase the coverage of your policy by adding additional riders.

REGULAR HEALTH GUARD 3.0

REGULAR HEALTH GUARD 3.0

OPD-based health plans offer comprehensive coverage for everyday healthcare, including unlimited consultations with general physicians and specialists, as well as unlimited diagnostic tests like X-rays and blood tests. They cover all prescribed medications, making treatments affordable, and provide access to wellness programs for stress management and mindfulness. Members can enjoy unlimited e-sessions with nutritionists and psychologists, along with hassle-free reimbursement and direct billing to reduce out-of-pocket costs. The plans also include annual health check-ups for the family and regular dental and eye exams, with the flexibility to add or remove family members. Plus, 24/7 claim support is always available.

Validity - 1 year with 365 days cancellation

REGULAR HEALTH GUARD (INDIVIDUAL)

REGULAR HEALTH GUARD (INDIVIDUAL)

A REGULAR HEALTH GUARD (INDIVIDUAL) An OPD-based subscription health plan offers comprehensive support for outpatient care, covering doctor consultations with general physicians and specialists, diagnostic tests like X-rays and blood work, and prescribed medications—all helping to make routine treatments more affordable. It also includes mental health services such as counseling and psychotherapy, ensuring care for emotional well-being. With a fast, hassle-free claims process, including options for reimbursement or direct billing, you can reduce out-of-pocket expenses. Plus, 24/7 claim support ensures help is available whenever you need it.

Validity - 1 year with 365 days cancellation

Provides one year Cover against uncertainties of Life.

REGULAR HEALTH GUARD 2.0

REGULAR HEALTH GUARD 2.0

REGULAR HEALTH GUARD 2.0 are REGULAR HEALTH GUARD 2.0OPD-based health plans provide budget-friendly coverage for everyday healthcare needs. They include limited coverage for consultations with general physicians and specialists, as well as partial or full coverage for diagnostic tests like X-rays and blood tests. Prescribed medications from OPD visits are covered, making treatments more affordable. The plans also offer access to wellness programs for stress management and mindfulness, plus limited e-sessions with nutritionists and psychologists. With hassle-free reimbursement and direct billing, members experience minimal out-of-pocket costs, supported by 24/7 claim assistance for added convenience.

Validity - 1 year with 365 days cancellation

Rider Options

You can increase the coverage of your policy by adding additional riders.

REGULAR HEALTH GUARD 3.0

REGULAR HEALTH GUARD 3.0

OPD-based health plans offer comprehensive coverage for everyday healthcare, including unlimited consultations with general physicians and specialists, as well as unlimited diagnostic tests like X-rays and blood tests. They cover all prescribed medications, making treatments affordable, and provide access to wellness programs for stress management and mindfulness. Members can enjoy unlimited e-sessions with nutritionists and psychologists, along with hassle-free reimbursement and direct billing to reduce out-of-pocket costs. The plans also include annual health check-ups for the family and regular dental and eye exams, with the flexibility to add or remove family members. Plus, 24/7 claim support is always available.

Validity - 1 year with 365 days cancellation

Prioritize Your Wellness with Personalized Care

Our customized health checkups are designed to meet your unique needs, focusing on your lifestyle, age, and medical history. Discover a tailored approach to preventive healthcare.

Why Choose Us

Benefits of Our Health Services

Comprehensive healthcare solutions designed for your peace of mind

Medical Protection

Medical Protection

Free or low-cost preventative care including annual check-ups, vaccinations, and early screening programs

  • Annual health check-ups
  • Preventive screenings
  • Vaccination coverage
Prescription Coverage

Prescription Benefits

Comprehensive coverage for both generic and brand-name medications at approved pharmacies

  • Generic drug coverage
  • Brand-name options
  • Network pharmacies
Mental Health

Mental Wellness

Comprehensive mental health support including therapy, counseling, and psychiatric care

  • Therapy sessions
  • Counseling services
  • Wellness programs
Lab Coverage

Diagnostic Care

Extensive coverage for laboratory tests and diagnostic procedures

  • Lab test coverage
  • Diagnostic imaging
  • Preventive screenings
Telemedicine

Virtual Care

24/7 access to healthcare professionals through telemedicine services

  • Video consultations
  • Remote monitoring
  • Digital prescriptions
Peace of Mind

Peace of Mind

Comprehensive coverage that lets you focus on health, not expenses

  • Financial security
  • Family protection
  • 24/7 support

Need Help to Choose the Right Health Solution

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Partnering for Excellence in Healthcare. Together, we deliver outstanding care and innovative solutions.

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Our Latest Plans

United Health Lumina (UHL) offers an affordable, subscription-based health plan with flexible options. It covers essential medical services, preventive care, and wellness benefits, providing hassle-free access to quality healthcare without high upfront costs.

View All Plans
New Launch

REGULAR HEALTH GUARD (INDIVIDUAL)

Highlighted Features

Unlimited VideoConsultation with UHL Doctor

Psychologist and Physiotherapist

₹ 7679 ₹ 5999

(28% Off)

12 months

Single member

New Launch

REGULAR HEALTH GUARD 2.0

Highlighted Features

8000 Flexi Diagnostices Wallet

Doctor Consultation

Fitness

Full Checkup Panel 3

₹ 12799 ₹ 9999

(28% Off)

12 months

Up to 2 members

New Launch

REGULAR HEALTH GUARD 3.0

Highlighted Features

10000 Flexi Diagnostics Wallet

Doctor Consultation

FitnessPremium Session

Full Checkup Panel 3

₹ 20479 ₹ 15999

(28% Off)

12 months

Up to 3 members

Why Choose UHL Health Plans

Select UHL Health Plans for comprehensive, affordable, and customizable healthcare coverage tailored to your needs. With a network of top-tier healthcare providers, competitive premiums, and a variety of plan options, you can ensure quality care for you and your family. Our customer service and wellness programs prioritize your health and provide peace of mind, making UHL the ideal choice for your health plan needs

Choose Us
Families protected
Comprehensive coverage

Comprehensive OPD coverage.

Retail Sum Assured
Customizable
Plans

Choose from a variety of plan options.

Assets Under Management
Customer-Centric Service

Benefit from dedicated customer service.

Claim Settlement Ratio
Top-Tier Provider Network

Access a broad network of trusted providers.

Reviews from UHL family members

Purchase / Renew Subscription Health Plan Online

If you are an existing UHL family member , you can quickly renew your subscription online here!

Latest blog post

Our health plan offers comprehensive coverage with free doctor consultations, 24/7 claims support, and fast claim settlements. Enjoy peace of mind with Quick reimbursement and access to the largest health network

General FAQ'S

United Health Lumina's subscription plans offer a range of benefits, including comprehensive coverage for outpatient department (OPD) services, in-patient treatment, and preventive care, with flexible claim options.
United Health Lumina’s OPD-based health plans allow claims on outpatient treatments, offering subscribers flexibility for medical consultations, diagnostics, and more without needing hospitalization.
Yes, United Health Lumina provides customizable health plan options to cater to specific medical needs, lifestyle requirements, and family size.
United Health Lumina offers a streamlined claims process with flexible reimbursement options, making it easier for members to claim expenses across OPD and in-patient services.
Yes, United Health Lumina includes preventive health benefits like routine check-ups, health screenings, and wellness programs to support overall well-being.